Travelers
A long-established national insurer with broad homeowners coverage, well-known claims service, and a wide range of optional endorsements.
Our carriers
We shop the carriers. You pick the policy.
Vertisure is an independent insurance agency — meaning we’re not owned by any one carrier and we don’t get paid more for pushing one brand over another. We shop top-rated carriers every time and present the strongest combination of coverage and price for your home.
What “independent agency” actually means.
A captive agent can only sell you one carrier’s products. State Farm agents sell State Farm. Allstate agents sell Allstate.
An independent agency is appointed with multiple carriers and can compare across all of them. That’s us. When we shop your policy, we’re looking for the right fit — not the easiest sale.
Who we shop
Carriers in our current rotation.
Carrier mix can vary by state. When we quote your policy, we pull from the carriers we’re appointed with in your specific state — not every carrier listed here will quote every property.
Allstate
Major national insurer with a wide range of homeowners products, add-ons, and a recognizable claims process.
Preferred Mutual
A regional mutual insurer with a focus on personal-lines policies. Often competitive on standard homes with strong service through independent agents.
Foremost
A Farmers Insurance brand with specialty products including manufactured homes, vacation homes, and landlord policies.
Encompass
An Allstate brand offering package-style homeowners policies through independent agents — coverage grouped into bundles for simpler structure.
Berkshire Hathaway GUARD
Part of Berkshire Hathaway's broad insurance group. Strong financial backing and a range of homeowners products through the independent-agent channel.
Stillwater
Specialty homeowners insurer that is often competitive on coastal, older, or harder-to-place properties where standard carriers can be selective.
Safeco
A Liberty Mutual brand focused on the independent-agent channel. Customizable coverage and a range of endorsements for tailored policies.
Farmers of Salem
A long-standing Mid-Atlantic mutual insurer (since 1851) offering personal homeowners coverage through independent agents.
Broome
Broome Co-operative Insurance Company — a regional mutual carrier with a focus on personal-lines homeowners coverage.
Security Mutual
A long-established mutual insurer with personal-lines coverage available through the independent-agent channel.
And growing. We’re constantly vetting and adding carriers — reach out if you’re curious whether a specific carrier writes in your state.
Want to see who quotes the best for your home?
One request, multiple carriers compared. Most quotes ready within a business day.
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